Kas Commercial | Kas Filippova | Commercial Broker at EXP Commercial

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Kas Filippova

Kas Filippova

I’m passionate about helping businesses find the spaces where they can grow, thrive, and bring their vision to life. My work goes far beyond real estate transactions — it’s about creating opportunities for entrepreneurs, investors, and community builders across Northeast Ohio.

I love helping local businesses start and scale. One of my favorite examples is Studio One Pilates Cleveland — I helped them open their first location in Bay Village in May 2025, and later found their second studio in Chagrin Falls, which they opened in November 2025. Watching their growth and success has been incredibly rewarding.

Another client spent years searching for the right space for her salon suites business while working with multiple agents. Within months of partnering with me, we found the perfect fit — and she’s now opening her first location.

I also had the honor of helping New Visions Unlimited, Inc., a family-owned, women-founded, and women-led behavioral health organization that’s been serving the community for 25 years. After struggling for months to find the right space, we secured an ideal office location that allows them to continue their mission in a new, welcoming environment.

Earlier this year I worked with Padel Square, a company bringing a completely new concept to Ohio — the state’s first dedicated padel gym. After months of careful negotiations, we secured the right space for them to launch their flagship facility, which will open in Cleveland in early 2026. It’s exciting to be part of introducing such an innovative fitness concept to our region.

Beyond working with business owners, I also represent commercial real estate investors, helping them find strong income-producing or value-add opportunities, or sell assets when they’re ready for their next investment.

Every project I take on is personal — because when local businesses grow, our communities grow too.

What Do Our Loans Look Like?

Bridge Loans

  • 12 Month Loan
  • Interest Only Payments
  • No Prepayment Penalty
  • Non-Dutch Interest (Don’t Accrue Interest Day 1, only accrue interest on rehab as you pull on it, saves money this way compared to most lenders charging interest on the total loan day 1) 85-95% Loan to Cost Depending on Experience up to 75% of ARV
  • 10-12% Interest Depending on Experience
  • 0-1 flips or rentals – 12%
  • 2 flips or rentals – 11% 
  • 3-9 flips or rentals – 10.5%
  • 10+ flips or rentals – 10%
  • 2 Points Origination
  • No Appraisal under 650K Loan Amount
  • Close in 5-10 days
  • Soft Credit pull every 6 months, not every deal, soft pulls do not report to credit bureaus

DSCR Terms

  • 30 year Fixed
  • 3 months PITI reserves required
  • 80% LTV (Rate and Term) // 75% LTV (Cash-out Refi) – Based on Appraised Value
  • 70-80% LTV (Purchase Loans) – Based on Appraised Value
  • Rates as Low as 6.8% APR Depending on Experience and Asset Class
  • 2 Points Origination
  • Close in 30 days
  • Foreign Nationals up to 65% LTV Purchase/Cash-out Refi
  • Mixed Use, 5+ Unit and Retail products available

Testimonials

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John due

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